PT Bank Syariah Mandiri operates as a bank, which provides depository and loan services. The bank is based in Jakarta, Indonesia. PT Bank Syariah Mandiri operates as a subsidiary of PT Bank Mandiri. PT Bank Syariah Mandiri comes as the bank that combines idealism with the business of spiritual values that underlie its operations. Harmony between the ideals of business and spiritual values that is the one of the benefits of PT Bank Syariah Mandiri as an alternative to banking services in Indonesia.

We need a proactive person who loves working with people or support others to succeed. Who proud of the work and the results of their work, and have the integrity, accuracy and self-actualization. Bank Syariah Mandiri invites professionals to fill the position:

Account Officer
Requirements

* Minimum Bachelor (S1) degree in Economics or Engineering
* Minimum 3 years experience in similar position at related industry
* Able to assess the character of prospective customers, possess good analytical and communication skill
* Active in English

Funding Officer
Requirements

* Candidate must possess at least a Bachelor's Degree in Business Studies/ Administration/ Management, Economics, Marketing, Finance/ Accountancy/ Banking or equivalent.
* Required skill(s): Sales & Marketing Skills.
* Preferred skill(s): Interpersonal & Communication Skills.
* At least 2 year(s) of working experience in the related field is required for this position.
* Preferably Coordinator/ Supervisors specializing in Banking/Financial Services or equivalent. Job role in Financial Planning/ Wealth Management or Marketing Product

Pengawas Kepatuhan
Requirements

* Maximum 35 years old
* Minimum Bachelor (S1) degree preferably in Accounting/ Economics/ Management/ Banking
* Minimum GPA 2.80 (with accredited score A) or minimum 3.00 (with accredied score B)
* Preferably experienced in banking/ KAP/ financial institution/ internal control/ audit/ accounting/ finance minimum 2 years
* Possess good analytical skill
* Willing to be placed throughout Indonesia
* Possess good health
* Attached SKCK from local Police Department

Should you interested please apply at : AO - FO - PK

Management Development Program (MDP) Bank Syariah Mandiri

Requirements

* Bachelor Degree (S1) in any major
* Active in organization, campus or non campus
* Minimum GPA 2.75
* Proficient in English both verbal and written
* Not married, maximum 27 years old
* Willing to not married during the MDP education process
* Willing to be placed in all any BSM network throughout Indonesia

Should you interested please apply at Lowongan Bank Syariah Mandiri no later than 12.00 PM on Dec 30, 2011. You should attend Online Psychological Test after registration process.

Bank Rakyat Indonesia’s vision is to become a leading commercial bank that always prioritizes customer satisfaction. BRI missions is to achieve the vision, BRI has decided on trhree missions that have to be undertaken, namely: BRI provides the best banking operation by prioritizing services for Micro, Small, and Medium Businesses in order to support people’s economy. BRI offers sevices to customers through a network that are spread all over Indonesia and supported by professional human resources who implement the Good Corporate Governance practices. BRI creates values and produce optimal benefits to all stakeholders

BANK BRI provides an opportunity to the professionals who can speak English very well (at least passive), to operate a computer, have integrity, discipline, motivation fixation and a high sense of responsibility, and willing to placed in all work units BANK BRI for the following positions:

Associate Account Officer (AAO)
PT Bank Rakyat Indonesia, Tbk Kanwil 1 Jakarta

Requirements:

* Min Bachelor Degree (S1) from all acredited majors with GPA min 2.75 (for fresh graduated) and 2.60 (for has experience min 1 year as Account Officer / Marketing)
* Good looking and has a wide networking
* Preferred has experience min 1 year as Account Officer / Marketing
* Age max 30 years old (for experienced) and 25 years (fresh graduated)
* Willing to be placed in all DKI Jakarta area

Please submit your applications quoting the code of desired positions at the upper left corner of the envelope to PO BOX 023 CPA KSBJ 15224A. All applicants will be treated confidential and only shortlisted candidates will be notified. Closing date 26 Agustus 2011. Please refer to Lowongan Bank BRI for detail information.

SURVEYOR INDONESIA as state-owned enterprises (BUMN) was established on 1 August 1991. Initially our mission was to assist the Government of Republic Indonesia in expediting the flow of capital goods and equipment from all over the world to Indonesia, to the world class standard Pre-Shipment Inspection. The Market we serve covers various sector including oil and gas, mining, manufaturing, telecommunication, banking and goverment. Throught our vast experience in different sector, we have built extensive knowledge in business process, which enable us to cater specific needs of our clients.

ASSESSOR

Qualification:

* Bachelor Degree S1 in any engineering discipline
* Familiar with computer program Min. MS Office
* Good communication skill in English both speaking and written
* Excellence communication skill with internal and external client
* Placement Jakarta Raya

ACCOUNT OFFICER

Qualification:

* Bachelor Degree S1 in marketing, communication or public relation;
* Preferably has extensive experience in marketing;
* Familiar with computer program Min. MS Office;
* Excellence communication skill in English both speaking and written;
* Excellence communicationskill with internal and external clientwith strong interpersonal and presentation skill;
* Result driven and enjoys a challenge to achieve the company target;
* Placement Jakarta Raya

If you believe you have the right qualification to succeed, please send your CV detailing experience complete with a current photograph by email to:

PT SURVEYOR INDONESIA (Persero)
Graha Surveyor Indonesia Lt. 4 11
Jl. Jend. Gatot Subroto Kav. 56
Jakarta 12950 – Indonesia
Deadline 28 Agustus 2011.

Air Liquide, founded in 1902 in France, is the world leader in Industrial and medical gasses and related services. Our group employs over 43,000 employees in 75 countries. We provide technology and service-based solutions to meet the comprehensive needs of our customers from all industrial sectors.

For more information please visit us at www.id.airliquide.com or www.airliquide.com

In Indonesia, we employ around 200 people and operates plants in Cibitung and Cilegon. We are now have immediate opportunities for the right candidates to contribute to the diversity of our business and a career with Multi National Company as :

Procurement Engineer (Jawa Barat)
Responsibilities:

* To purchase materials and services requested by project team at the best terms and conditions.
* To handle bidding process, PO processing, delivery control, project control and coordination.

Requirements:

* Hold minimum Bachelor Degree (S-1) from reputable university with engineering background.
* Having minimum 3 years experience as buyer in similar industry.
* Familiar with export import procedure.
* Excellent skill in negotiating.
* Fluent in written and speaking English is a must and being fluent in Mandarin will be an advantage.
* Computer literate.

Marketing Administration (Jawa Barat - Head Office (MM2100 - Cibitung))
Responsibilities:

* To prepare quotation
* To manage customer file
* To handle customer call
* To do all administration duties

Requirements:

* Have minimum Diploma degree (D-3) majoring in Secretary or English Literature or Administration.
* Fresh graduates are welcome to apply.
* Having 2 - 3 years experiences as an administration staff especially in sales & marketing will be an advantage.
* Fluent in written and speaking English is a must.
* Computer literate.
* Accurate, high integrity, good interpersonal and communication skill.
* Willing to be placed at Head Office (MM2100 - Cibitung)

Account Officer (Jawa Barat - Head Office (MM2100 - Cibitung))
Responsibilities:

* To make cash deposit slip or cheque
* To record and match incoming funds to system
* To contact customer in order to obtain Bukti Potong PPh 23
* To filing and maintain copy of file
* To back up person for Petty Cash

Requirements:

* Have minimum Diploma degree (D-3) majoring in Finance or Accounting.
* Familiar with accounting software.
* Having 1-2 years experiences as Finance & Accounting staff.
* Computer literate.
* Good in detail and numerical ability.
* Diligent has eagerness to learn.
* Willing to be placed at Head Office (MM2100 - Cibitung)

Marketing Engineer (Jawa Barat)
Responsibilities:

* To support business function of sales product of PT. Air Liquide Indonesia.
* To process order from customers, follow up customers’ need from existing or potential new customer.
* To develop sales potential in market in order to achieve sales target.

Requirements:

* Have Bachelor Degree (S-1) from reputable university majoring in Metallurgy or Chemical or Mechanical engineering.
* Having minimum 3 years of experiences and proven success record in sales and marketing.
* Fluency in written and speaking English is a must.
* Self starter, possess entrepreneurial drive and high commitment.

Mechanical Engineer (Jawa Barat)
Responsibilities:

* Provide technical analysis and ensure follow-up on predictive data and identifies engineered resolutions to recurring mechanical issues at multiple plants in the company
* Provide technical support to the field regarding the trouble shooting, inspection, and repair of Company's assets
* Direct quality assurance of maintenance workmanship and procedures
* Work in concert with the other Engineer Expert to analyze major breakdowns and collect data to report on cause of failure and actions to reduce or eliminate the chance of reoccurrence
* Oversee the planning, scheduling, and material procurement for maintenance jobs and turnarounds
* Participate in Element Important for Safety (EIS study) for major equipment, Vulnerability Studies, and Root Cause Analyses.

Requirements:

* Hold bachelor degree (S1) majoring in Mechanical engineering.
* Having minimum 3 years of experiences in plant maintenance especially rotating equipments such as turbine, air compressor, generator, and understand cryogenic system is preferable.
* Fluent in written and speaking English is a must.
* Computer literate.
* High endurance, high integrity, self driven, and good interpersonal skills.

Project Engineer (Jawa Barat)
Responsibilities:

* Responsible for all aspects of the project activities within PT. Air Liquide Indonesia.
* To ensure the equipment to be installed able to supply gas continuously, safely, efficiently to fulfill the customer requirement as per contract.

Requirements:

* Hold minimum Bachelor Degree (S-1) from reputable university majoring in Electrical or Mechanical engineering
* Having minimum 3 years of experience as Project Engineer in manufacturing or similar industry.
* Having professional apperance with good communication skill, high level of integrity, and hard working attitude.
* Fluent in written and speaking English is a must.
* Computer literate.

We provide shuttle cars for our employee in several points such as; Bekasi, Cibubur and Jakarta (UKI - Slipi).

Interested applicants can send complete resume to: hrd.info@airliquide.com

Please put the position name as email subject and has max size 200kb not later than 2 weeks after this advertisement.

or send to our office address

HRD PT Air Liquide Indonesia
Jl. Sulawesi Blok i No.1 – 2
Kawasan Industri MM 2100
Cibitung – Bekasi 17520

PT. Bahana Artha Ventura, one of the subsidiary of Perusahaan Perseroan (Persero) PT Bahana Pembinaan Usaha Indonesia, which is one of the biggest national financial institution located in Jakarta and currently has branches in 26 provinces in Indonesia.

Bahana Group is currently hiring to fill open positions in the Division MICRO FINANCE / Micro Financing as follows:

BANDUNG CLUSTER MANAGER (CM-BDG)
Closing date : 11 September 2011

· Education Minimum S1 all the majors
· Have at least 3 years experience as Head of Micro Business Unit at Bank or non-bank financial institutions.
· Mastering Jakarta and surrounding areas
· Ability to motivate teams at the bottom
· Have good Leadership skills
· Ability to work independently and within teams
· Communicative, proactive and have high initiative
· Area Placement: Jakarta

INTERNAL AUDITOR (IA-QAIA)
Closing date : 16 August 2011

· Min. S1 Degree in Accounting / Management / System Information.
· Min. 3 years working experience as an Internal Audit or public accountant office in financial institution
· Have a Certified as Quality Internal Audit (QIA)
· Deep understanding on forex and BAPEPAM Regulation highly preferred
· Good command in English both oral and written
· Have a good communication and interpersonal skills
· Able to work as team
· Proactive and high initiative
· Able to work under pressure and tight deadline
· Adaptive and fast learner
· Computer literate (especially Microsoft office)

ACCOUNTING (ACC)
Closing date : 16 August 2011

· Male with bachelor in Accounting from a reputable university, min ipk 3.00
· Have min. 3 years of working experience. Preferably have experience at public accountant office and financial institution.
· Deep understanding on PSAK and have ability to develop projection.
· Good command in English both oral and written
· Have a good communication and interpersonal skills
· Able to work as team
· Proactive and high initiative
· Able to work under pressure and tight deadline
· Adaptive and fast learner
· Computer literate (especially Microsoft office)

Account Officer for Commercial Credit (AO-CC)
Closing date : 14 August 2011

Requirement:
· Male/Female with bachelor degree (minimum)
· Having deep knowledge on lending in Indonesia
· Having experiences as Account Officer in banking or financial institution especially in commercial credit (minimum 3-5 years)
· Deep knowledge on company financial report analysis is a must
· Having good persuasion, negotiation, communication and interpersonal skills
· Team Player
· Proactive and high initiative
· Computer literate (especially Microsoft office).

MIS Staff (MIS)
Closing date : 15 August 2011

Requirements:
· Education Minimal S1 Informatics, Information Systems, Accounting, Statistics or Mathematics
· Fresh graduate / experience as MIS staff of at least 1 year
· Have good analytical power
· Mastering Microsoft Excel well, especially in data processing
· Ability to work independently and within teams
· Communicative, proactive and have high initiative

Research Assistant (RA)
Closing date : 26 August 2011

· Male/Female with bachelor degree (minimum). Fresh graduates are welcomed.
· Have max. 2 years of working experience
· Able to work as team
· Good command in English both oral and written
· Have a good communication and interpersonal skills
· Proactive and high initiative
· Able to work under pressure and tight deadline
· Adaptive and fast learner
· Computer literate (especially Microsoft office)

If you are interested to join our company, please submit your CV to recruitment@bahana.co.id (please make sure the email do not exceed 1MB)
Please write the desire position on the email subject. Only qualified candidate will be processed

PT Bank Syariah Bukopin starting from a commercial bank, PT Bank Persyarikatan Indonesia which was acquired by PT Bank Bukopin Tbk to be developed as Sharia Bank. Bank Syariah Bukopin began operating with conducting business based on Islamic Sharia principles after Obtaining permission from Bank Indonesia on October 27, 2008 and on December 11, 2008 has been inaugurated by the Vice-President of the Republic of Indonesia

Staff Legal (LGL)
General requirements:

* Male or Female Maximum age 27 years
* S1 Law graduates with a minimum GPA of 3.00 from a 4.00 scale
* Obedient Muslims (For female must use jilbab)
* Committed to the development of Islamic Banking
* Experienced preferred
* Status Not Married

Account Officer (AO)
General requirements:

* Male or Female Maximum age 27 years
* S1 graduates of all majors with a minimum GPA of 3.00 from a 4.00 scale
* Preferably have experience in banking and extensive relationships
* Have a high motivation for marketing
* Status Not Married
* Obedient Muslims (For female must use jilbab)
* Committed to the development of Sharia Banking

Relationship Officer (RO)
General requirements:

* Male or Female Maximum age 27 years
* S1 graduates of all majors with a minimum GPA of 3.00 from a 4.00 scale
* Preferably have experience in banking and extensive relationships
* Have a high motivation for marketing
* Status Not Married
* Obedient Muslims (For female must use jilbab)
* Committed to the development of Sharia Banking

Service Assistant (SA)
General requirements:

* Women age 24 years maximum
* D3 graduates of all majors with a GPA of at least 2.75 of 4.00 scale
* Preferably have experience in secretarial or administrative
* Status Not Married
* Obedient Muslims (For female must use jilbab)
* Committed to the development of Sharia Banking

Application containing CV, a photograph of size 3 × 4 in color as much as two sheets, copies of ID cards, diplomas and transcripts that have been passed. Applications received no later than August 8, 2011 and application code imprinted on the top left corner of the envelope.

Applications sent directly to:

PT. Bank Syariah Bukopin Cab. Bandung.
UP. Departemen Sumber Daya Insani
Jln. LL. RE. Martadinata No.142
Bandung 40113

PT Bank Ekonomi Raharja Tbk. The Group is a financial institution engaged in general banking activities and provides savings products known as Tabungan Ekonomi, Tabungan Ultra, Tabungan Super Ultra, Eko Yunior, Eko Dolar, Eko Giro and Eko Depo. The Group also provides lending products, including bank acceptance and various loan facilities. Its services include international banking, phone banking known EkoPhone, Internet banking known as Ekonominet, call center services named Ekocare, payroll services called EkoPas, safe deposit boxes, telegraphic transfers, bank clearance, remittances, trade of foreign exchange, tax payment and various bill payments. As of December 31, 2008, the Bank was supported by 44 main branches, 36 sub-branches and nine cash offices throughout Indonesia.

We are proud to invite all smart, communicative and ambitious candidates to develop as:

Treasury (Spv-Assist. Manager) - Jakarta

Requirements:

* Candidate must possess at least a Bachelor's Degree in Finance/Accountancy/Banking or equivalent.
* At least 3 year(s) of working experience in the related field is required for this position.
* Preferably Supervisors/Assistant Manager specializing in Treasury Operation / Settlement.
* 2 Full-Time positions available.

Marketing Funding (Code : MKT) or Account Officer (Code :AO) - Jakarta
Qualifications :

o Bachelor degree (S1) in any related field from a reputable university
o Minimum 1 (one) year experience in Marketing Funding (MKT) or; 1 (one) year experience in Marketing Lending for AO, and not from Marketing Card
o Good knowledge of banking products (Funding/ Lending/ Bancassurance/ Invesment)
o Strong customer base and market analysis in the related area applied for (wide networking), target oriented
o Good persuasion, communication and interpersonal skills
o Proficiency in English (writing and speaking) and Mandarin (speaking) would be an advantage
o Available for placement in the Jabodetabek area

Please submit your application letter, CV and coloured photograph (3x4) (supporting documents are not required at this stage) with file size maximum 200KB to the following address:

recruitment@bankekonomi.co.id

In the e-mail subject, please put the position code and preferred placement.

PT. Bahana Pembinaan Usaha Indonesia (Persero) is a State-owned enterprise established in 1973, with 100% of shares owned by the Indonesian government through the Ministry of Finance. The initial dan main mission for BAHANA is to develop the real sector through finance provision to Small Medium Enterprises (SME) and Cooperatives.

Today, PT. Bahana Pembinaan Usaha Indonesia (Persero) has been the backbone and the holding company of the BAHANA Group of Companies, providing complete and innovative financial services through their subsidiaries

Currently, PT Bahana Pembinaan Usaha Indonesia opened the bidding to fill the position with the following criteria:

Head of Finance and Accounting (HFA)
Close on 11 August 2011

Requirement:

* Male/Female with bachelor in Finance/Accounting from a reputable university
* Have min. 5 years of working experience. Preferably have experience in capital market industry.
* Deep understanding on PSAK and taxation. Understanding Bapepam and BEI regulation is an advantage.
* Good command in English both oral and written
* Have strong leadership
* Have a good persuasion, communication and interpersonal skills
* Able to work as team
* Proactive and high initiative
* Able to work under pressure and tight deadline
* Adaptive and fast learner
* Computer literate (especially Microsoft office)

Account Officer for Commercial Credit (AO-CC)
Close on: 14 August 2011

Requirement:

* Male/Female with bachelor degree (minimum)
* Having deep knowledge on lending in Indonesia
* Having experiences as Account Officer in banking or financial institution especially in commercial credit (minimum 3-5 years)
* Deep knowledge on company financial report analysis is a must
* Having good persuasion, negotiation, communication and interpersonal skills
* Team Player
* Proactive and high initiative
* Computer literate (especially Microsoft office).

Management Information System Staff (MIS)
Close on 15 August 2011

Requirements:

* Education Minimal S1 Informatics, Information Systems, Accounting, Statistics or Mathematics
* Fresh graduate / experience as MIS staff of at least 1 year
* Have good analytical power
* Mastering Microsoft Excel well, especially in data processing
* Ability to work independently and within teams
* Communicative, proactive and have high initiative

If you are interested to join our company, please submit your CV to : recruitment@bahana.co.id (please make sure the email do not exceed 1MB).

Please write the desire position on the email subject. Only qualified candidate will be processed

PT Bank Mega principal activity is providing general banking products and services. The Company's products and services include personal, which consists of savings, lending, credit cards, e-banking and special services; corporate, which comprises corporate savings, corporate lending, special financing and corporate services; treasury, which includes bank notes, currency swaps and general foreign exchange; trade finance, which consists of money transfer, letters of credit, bank guarantees and standby letters of credit, and private banking. The Company is supported by 78 branch offices, 121 supporting branch offices and one cash office. Now Bank Mega Sumedang is opening positions for:

• Funding Officer Job Code FO
• Account Officer Job Code AO
• TL Funding Officer Job Code TLFO
• TL Account Officer Job Code TL AO

PT. Bank BRI Syariah open up opportunities for an active profession be able to think analytically, critically, work independently and in teams, able to work in a strict dateline, to join and fill the position.

Head Office Positions

* Programmer/ Development Core Banking/ Non Core Banking: Bachelor Degree (S1) in Computer/ Informatics/ Engineering
* Product Development Staff - Commercial Banking Group: Bachelor Degree (S1) in any major

Branch Office

* Marketing Manager Small Medium Enterprise: Bachelor Degree (S1) in any major
* Marketing Manager Consumer: Bachelor Degree (S1) in any major
* Operation Manager: Bachelor Degree (S1) in any major
* Account Officer Commercial: Diploma 3 Degree (D3) in any major
* Account Officer Small Medium Enterprise: Diploma 3 Degree (D3) in any major
* Funding Officer Commercial: Diploma 3 Degree (D3) in any major
* Consumer Sales Officer: Diploma 3 Degree (D3) in any major
* Consumer Sales Officer Gadai: Diploma 3 Degree (D3) in any major
* Funding Officer Consumer: Diploma 3 Degree (D3) in any major
* Unit Mikro Syariah Head (UMS Head): Bachelor Degree (S1) in any major
* Unit Financing Officer (UFO) & Area Financing Officer (AFO): Bachelor Degree (S1) in any major
* Sales Officer (SO): Diploma 3 Degree (D3) in any major
* Relationship Officer: Diploma 3 Degree (D3) in any major
* Resident Auditor

Should you interested, please download applying procedure and complete information at Lowongan BRI Syariah. Closing date: July 7, 2011

PT Bank Syariah Mandiri comes as the bank that combines idealism with the business of spiritual values that underlie its operations. Harmony between the ideals of business and spiritual values that is the one of the benefits of PT Bank Syariah Mandiri as an alternative to banking services in Indonesia. We need a proactive person who loves working with people or support others to succeed. Who proud of the work and the results of their work, and have the integrity, accuracy and self-actualization. Bank Syariah Mandiri invites professionals to fill the position:

* Marketing Manager (MM)
* Account Officer (AO)
* Officer Gadai (OG)
* Pelaksana Marketing Support (PMS)
* Teller (TL)
* Back Office (BO)
* Administrasi Pembiayaan (ADM)
* Sumber Daya Insani (SDI)

Requirements

* Male/ female, maximum 27 years old for fresh graduated
* Possesses Bachelor (S1) degree from state/ private university
* Attractive
* Not married prefered (TL, BO, ADM, SDI)
* Sound mind and body
* Possesses extensive relations
* Able to work individually or in a team
* Honest, hardworker and likes the challenges
* Experienced in banking or financial industry (MM, AO, OG, PMS)
* Preferably possesses good sports and art skills
* Computer literate

Should you interested please send your application letter, CV, photograph, copy of diploma and contact number to:

Bagian Sumber Daya Insani
PT. Bank Syariah Mandiri Cabang Cilacap
Jl. A. Yani No. 97 Cilacap, Telp. (0282) 531015.

State the position code on left top of envelope. No later than June 27, 2011.

PT. Bank Pundi Indonesia, Tbk was established in 1992 in Jakarta with the name of Bank Eksekutif. Along with changes in business models, new identities become Bank Pundi officially launched on September 30, 2010. The change of identity was in line with business segments that will be cultivated that is micro, medium, small and retail funding. By changing the identity, the Bank Pundi will be closer to the market. We are currently seeking:

Customer Service (CS)
Qualifications:

* Education Min D3, age max 30 years old
* Having 1 year experience in banking
* Having good communication skill
* Computer literate (MS Office - Excel)
* Good knowledge on local language and local community

Account Officer (AO)
Qualifications:

* Education min D3, age max 35 years old
* Min having 2 years experience as Bank Loan Sales
* Good communication skill and leadership skill
* Having a vast network / database especially in micro
* Having own motorcycle and SIM C
* Computer literate (MS Office - Excel)
* Like challenges and work on target
* Good knowledge on local language and local community

Funding Officer (FO)
Qualifications:

* Age max 35 years old
* Education min D3
* Having min 2 years experience as Marketing Funding
* Good communication skill and leadership skill
* Having a vast network / database especially in micro
* Computer literate (MS Office - Excel)
* Like challenges and work on target
* Good knowledge on local language and local community

Placement: Surabaya, Madura ( Pamekasan), Gresik, mojokerio, Kediri, Madiun, Malang, Probolinggo, Jember, Banyuwangi

Please send your comprehensive resume, CV and recent photograph to:

HUMAN CAPITAL BANK PUNDI SURABAYA
JL BASUKI RAHMAT 17-19 SURABAYA
yuliasfirmansyah@yahoo.co.id